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The Cost of Delayed Visibility in Payments

The Cost of Delayed Visibility in Payments

Last week, Google announced that Android apps selling digital goods can now process in-app payments using third-party payment providers. This follows a related change for iOS purchases: in May 2025, Apple updated its guidelines to allow apps to collect payments by linking out to external websites—enabling app developers to save up to 80% in processing fees.

However, app stores have traditionally managed three key tasks: serving as merchant of record, delivering a high-converting in-app payments experience, and managing ongoing recurring charges and customer interactions. While some developers might be prepared to manage these activities on their own, others will need to find an alternative solution.

Since the iOS changes earlier this year, many customers have turned to Stripe to handle in-app purchases and meet each of the above needs by using multiple products: Managed Payments allows Stripe to act as your merchant of record instead of relying on an app store; Stripe's Optimized Checkout Suite supports in-app payments, with or without a web redirect; and enables you to customize your app's pricing models via subscriptions, usage-based billing, pay-as-you-go, or one-time charges.

Sell globally with Stripe as your merchant of record

Last week, Google announced that Android apps selling digital goods to US customers can now process in-app payments using third-party payment providers. This follows a related change for iOS purchases: in May 2025, Apple updated its guidelines to allow apps to collect payments by linking out to external websites—enabling app developers to save up to 80% in processing fees.

However, app stores have traditionally managed three key tasks: serving as merchant of record, delivering a high-converting in-app payments experience, and managing ongoing recurring charges and customer interactions. While some developers might be prepared to manage these activities on their own, others will need to find an alternative solution.

Accept in-app payments on Android and iOS

Since the iOS changes earlier this year, many customers have turned to Stripe to handle in-app purchases and meet each of the above needs by using multiple products: Managed Payments allows Stripe to act as your merchant of record instead of relying on an app store; Stripe's Optimized Checkout Suite supports in-app payments, with or without a web redirect; and enables you to customize your app's pricing models via subscriptions, usage-based billing, pay-as-you-go, or one-time charges. Together, these products help you create an on-brand, high-converting, in-app payments flow—without adding operational complexity.

Managed Payments & Checkout Suite

Managed Payments allows Stripe to act as your merchant of record instead of relying on an app store. Stripe's Optimized Checkout Suite supports in-app payments, with or without a web redirect, and enables you to customize your app's pricing models via subscriptions, usage-based billing, pay-as-you-go, or one-time charges.

Customize your pricing models

Together, these products help you create an on-brand, high-converting, in-app payments flow—without adding operational complexity. Whether you're building a subscription service, a marketplace, or a one-time purchase experience, Stripe's suite of tools provides the flexibility you need to grow globally.

FAQ about LLC & Companies

1.What is an LLC and why should I form one?
A Limited Liability Company (LLC) is a legal business structure that protects your personal assets from business debts and liabilities. It also offers flexible tax options and fewer formalities than corporations, making it one of the most popular structures for small and medium-sized businesses in the US.
2.How long does it take to form an LLC?
Processing times depend on the state of formation. Some states offer same-day or 24–48 hour processing, while others may take several business days. Expedited filing options are often available for faster approval.
3.Do I need to live in the U.S. to open an LLC?
No, you do not need to be a US resident or citizen to form an LLC. Non-residents can legally own and operate a US LLC. However, you may need a registered agent and assistance with obtaining an EIN and opening a business bank account.
4.What is an EIN and do I need one?
An EIN (Employer Identification Number) is issued by the IRS and works like a social security number for your business. You will need an EIN to open a business bank account, hire employees, file taxes, and process payments.
5.What ongoing requirements does an LLC have?
Most states require annual or biennial reports and a state filing fee to keep the LLC active. Some states may also require franchise taxes or additional compliance filings. Staying compliant ensures your company remains in good standing.
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Posted on 02/10/2026